Oklahoma Realtor Calculator

Know your payment and cash to close.

Estimate your monthly payment, down payment, closing costs, taxes, insurance, and the cash you may need to buy an Oklahoma home.

✓ Auto-calculates as you type — no submit button needed

1 Home Information

Purchase priceOklahoma County

2 Loan Information

Loan programDown payment percentageDown paymentInterest rateLoan term

3 Taxes & Insurance

Estimated Property Taxes Oklahoma Estimate

I know the actual annual property taxes

$0/mo$0/year

Estimated Homeowners Insurance Oklahoma Estimate

I have an actual annual insurance quote

$0/mo$0/year

Monthly HOA

4 Closing Information

Estimated closing date

Advanced Closing Cost Options

Earnest money already paidSeller credit / concessionsEstimated; program limits are not applied.Lender creditOther credit

Manually enter prepaid-interest days

Use actual title insurance amount (optional)

Most users can leave this blank and use the calculator’s Oklahoma title estimate.

Estimated Monthly Payment$0per month

Estimated Cash to Close$0estimated

Monthly payment

Principal & interest

Property taxes

Homeowners insurance

HOA

Cash to close

Down payment

Closing costs

Prepaids & initial escrows

Earnest money

Seller credit

Lender credit

Other credit

Loan details

Purchase price

Down payment

Base loan amount

Financed upfront program fee

Total financed loan amount

A financed upfront program fee increases the mortgage balance but is not added to cash required at closing.

View Detailed Closing Cost Breakdown

Lender Charges

Processing Fee

Underwriting Fee

Lender Closing Fee

Subtotal

Third-Party Services

Appraisal

Credit Report

Pest Inspection

Survey

Home Inspection

Subtotal

Title & Settlement

Closing/Escrow Fee

Title Examination/Attorney Fee

Title Insurance Estimate

Simultaneous Issue Fee

Final Search

Title Services

Wire/Disbursement Fee

Subtotal

Government & Recording

Mortgage Recording

Deed Recording

County/Tax Stamps

State Stamps

Subtotal

Prepaids

Prepaid Interest

12 Months Homeowners Insurance

Subtotal

Initial Escrow Deposits

2 Months Insurance Reserves

3 Months Property-Tax Reserves

Subtotal

Credits & Deposits

Earnest Money

Seller Credit

Lender Credit

Other Credit

Total reduction

Estimated Cash to Close Reconciliation

Down payment

Total closing costs

Total prepaids & initial escrows

Less credits & deposits

Estimated Cash to Close

Planning estimate only. Actual rates, payments, taxes, insurance, title charges, closing costs, and cash required may vary. Your lender will provide official loan disclosures.

1 Sale Information

Sales priceOklahoma countyEstimated closing date

2 Payoffs & Realtor Compensation

First mortgage payoffSecond mortgage / HELOC payoffSeller / Listing Broker Fee %Calculated listing broker feeWho pays Buyer Broker Compensation?Buyer Broker Compensation %Calculated buyer broker compensation

3 Property-Tax Proration

Tax estimate method

Annual Property Taxes Used County Average

Existing Oklahoma county-level estimate.

Prorated days from January 1 through closing0

Estimated prorated taxes charged to seller$0

4 Seller Costs & Credits

Seller concessionsRepairs / repair creditsHOA transfer / resale / closing costsOther seller costsOther credit to seller

Seller Closing-Cost Details

CTOAgent benchmark defaults are editable. Unverified optional fee slots remain at $0.

Settlement Service FeeClosing FeeAbstractingOklahoma Documentary Stamp $1.50 per $1,000 of sale price Override documentary stampOwner's title policy Unverified; defaults to $0Mortgage release / recording fees Unverified; defaults to $0Wire / courier / disbursement fees Unverified; defaults to $0Other title-company seller fee Unverified; defaults to $0

Oklahoma Formula

Total Seller Closing Costs, including broker compensation$0

Estimated Net Proceeds to Seller$0estimated

Seller net proceeds summary

Sales price

Less mortgage / HELOC payoffs

Less Total Seller Closing Costs

Less prorated property taxes

Less seller concessions / repairs

Plus other seller credits

Estimated Net Proceeds

View Detailed Seller Breakdown

Mortgage Payoffs

First mortgage payoff

Second mortgage / HELOC payoff

Total Seller Closing Costs

Settlement Service Fee

Closing Fee

Abstracting

Oklahoma Documentary Stamp

Listing Broker Compensation

Buyer Broker Compensation (Seller paid)

Owner's title policy

Mortgage release / recording

Wire / courier / disbursement

Other title-company seller fee

HOA costs

Other seller costs

Total Seller Closing Costs

Separate Adjustments

Prorated property taxes

Seller concessions

Repairs / repair credits

Other credit to seller

Planning estimate only. This is not an official Closing Disclosure, settlement statement, or title-company net sheet. Actual payoff figures, compensation, prorations, title fees, taxes, HOA charges, and proceeds may vary.

Buyer estimates are not loan approvals or commitments to lend. Seller estimates are not official title-company net sheets or settlement statements.